Advance Payments Program provides cash flow until farmers can sell agricultural products

Feb 14, 2025

Thousands of Western Canadian farmers meet their cash flow needs through an Advance Payments Program (APP) cash advance from Canadian Canola Growers Association (CCGA).

APP is a federal loan program that offers farmers marketing flexibility through interest-free and low-interest cash advances through their unsold crop and livestock inventory.

CCGA is now into its 40th year of running the program and Vice-President, Finance & APP Operations Dave Gallant said farmers can apply for a 2025 cash advance during the early application window.

“Now is a great time for farmers to get their application submitted, so we can process their paperwork and provide the spring operating funds they need as quickly as possible,” Gallant said.

For 2025, farmers can apply for up to $1 million in financing, with the interest-free component at $100,000 and the remaining at CCGA’s interest-bearing rate of prime less 0.25 per cent.

Every year, over 10,000 farmers in Western Canada take advantage of cash advance from CCGA.

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Video: Dicamba Returns for Georgia Farmers: What the New EPA Ruling Means for Cotton Growers

After being unavailable in 2024 due to registration issues, dicamba products are returning for Georgia farmers this growing season — but under strict new conditions.

In this report from Tifton, Extension Weed Specialist Stanley Culpepper explains the updated EPA ruling, including new application limits, mandatory training requirements, and the need for a restricted use pesticide license. Among the key changes: a cap of two ½-pound applications per year and the required use of an approved volatility reduction agent with every application.

For Georgia cotton producers, the ruling is significant. According to Taylor Sills with the Georgia Cotton Commission, the vast majority of cotton planted in the state carries the dicamba-tolerant trait — meaning farmers had been paying for technology they couldn’t use.

While environmental groups have expressed concerns over spray drift, Georgia growers have reduced off-target pesticide movement by more than 91% over the past decade. Still, this two-year registration period will come with increased scrutiny, making stewardship and compliance more important than ever.