Advance Payments Program provides cash flow until farmers can sell agricultural products

Feb 14, 2025

Thousands of Western Canadian farmers meet their cash flow needs through an Advance Payments Program (APP) cash advance from Canadian Canola Growers Association (CCGA).

APP is a federal loan program that offers farmers marketing flexibility through interest-free and low-interest cash advances through their unsold crop and livestock inventory.

CCGA is now into its 40th year of running the program and Vice-President, Finance & APP Operations Dave Gallant said farmers can apply for a 2025 cash advance during the early application window.

“Now is a great time for farmers to get their application submitted, so we can process their paperwork and provide the spring operating funds they need as quickly as possible,” Gallant said.

For 2025, farmers can apply for up to $1 million in financing, with the interest-free component at $100,000 and the remaining at CCGA’s interest-bearing rate of prime less 0.25 per cent.

Every year, over 10,000 farmers in Western Canada take advantage of cash advance from CCGA.

Click here to see more...

Video: A chain harrow is a game changer

Utilizing a rotational grazing method on our farmstead with our sheep helps to let the pasture/paddocks rest. We also just invested in a chain harrow to allow us to drag the paddocks our sheep just left to break up and spread their manure around, dethatch thicker grass areas, and to rough up bare dirt areas to all for a better seed to soil contact if we overseed that paddock. This was our first time really using the chain harrow besides initially testing it out. We are very impressed with the work it did and how and area that was majority dirt, could be roughed up before reseeding.

Did you know we also operate a small business on the homestead. We make homemade, handcrafted soaps, shampoo bars, hair and beard products in addition to offering our pasture raised pork, lamb, and 100% raw honey. You can find out more about our products and ingredients by visiting our website at www.mimiandpoppysplace.com. There you can shop our products and sign up for our monthly newsletter that highlights a soap or ingredient, gives monthly updates about the homestead, and also lists the markets, festivals, and events we’ll be attending that month.