Advance Payments Program provides cash flow until farmers can sell agricultural products

Feb 14, 2025

Thousands of Western Canadian farmers meet their cash flow needs through an Advance Payments Program (APP) cash advance from Canadian Canola Growers Association (CCGA).

APP is a federal loan program that offers farmers marketing flexibility through interest-free and low-interest cash advances through their unsold crop and livestock inventory.

CCGA is now into its 40th year of running the program and Vice-President, Finance & APP Operations Dave Gallant said farmers can apply for a 2025 cash advance during the early application window.

“Now is a great time for farmers to get their application submitted, so we can process their paperwork and provide the spring operating funds they need as quickly as possible,” Gallant said.

For 2025, farmers can apply for up to $1 million in financing, with the interest-free component at $100,000 and the remaining at CCGA’s interest-bearing rate of prime less 0.25 per cent.

Every year, over 10,000 farmers in Western Canada take advantage of cash advance from CCGA.

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Video: Root Exudates, Soil Biology, and How Plants Recruit Microbes | Field Talk Friday

Field Talk Friday | Dr. John Murphy | Root Exudates, Soil Biology, and How Plants Recruit Microbes

Most of us spend our time managing what we can see above ground—plant height, leaf color, stand counts, and yield potential. But the deeper you dig into agronomy, the more you realize that some of the most important processes driving crop performance are happening just millimeters below the surface.

In this episode of Field Talk Friday, Dr. John Murphy continues the soil biology series by diving into one of the most fascinating topics in modern agronomy: root exudates and the role they play in shaping the microbial world around plant roots.

Roots are not passive structures simply pulling nutrients out of the soil. They are active participants in the underground ecosystem. Plants constantly release compounds into the soil—sugars, amino acids, organic acids, and other molecules—that act as both energy sources and signals for soil microbes.