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Insurance Implications For Late-Planted Corn

By Monte Vandeveer
 
The final planting date for corn from the USDA Risk Management Agency Topeka Regional Office in the majority of Kansas is May 25th (see map below). After the final planting date there is a “late planting period” that extends for 20 days after the final plant date.
 
 
 
For corn acres that haven’t been planted by the final planting date growers have several options:
 
  1. Plant the insured crop during the late planting period, and insurance coverage will be provided. The late planting period for corn in Kansas and Nebraska is 20 days after the final planting date. The production guarantee is reduced 1% per day for each day that planting is delayed after the final planting date.
  2. Plant the insured crop after the late planting period has ended if you have been prevented from planting during the late planting period, and insurance coverage will be provided. The insurance guarantee will be 55% of the original production guarantee.
  3. Acreage that was prevented from being planted due to an insured cause of loss can be left idle and receive a full prevented planting payment, also equal to 55% of the original production guarantee.
  4. Plant a cover crop during or after the end of the late planting period and receive a full prevented planting payment as long as it is not hayed or grazed before November 1. The cover crop cannot be harvested for grain or seed at any time.

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